Problem pokojnin:
Je problem v negativni demografiji ali v upadajoči rasti produktivnosti in upadajočih investicijah v produktivne kapacitete?
Problem je v obojem, kajti problem prenizkih sredstev v pokojninski blagajni je povzročen s prenizko gospodarsko rastjo. Slednja pa je produkt rasti prebivalstva in rasti produktivnosti. Torej rešitev je v dvigu natalitete in imigracij na eni ter dvigu produktivnih investicij na drugi strani. Če tega ne naredimo, je “rešitev” zgolj gasilska – dvig upokojitvene starosti in zmanjšanje odstotka odmerne osnove. Kar pa seveda je problem za tiste, ki se upokojijo.
The recent massive demonstrations against the Macron administration in France forcing through so-called pension reforms reveals the determined attempts of pro-capitalist governments in all the major economies to cut real wages when we are old and can no longer work.
The Macron government has forced by decree a ‘reform’ that raises the pension age to 64 years from 62 years. In Spain, where the retirement age has been fixed at 65 years for decades, the government is opting for an alternative solution to the so-called pensions problem. It is going to increase contributions from the incomes of younger higher earners to pay for older retirees.
Pensions are really deferred wages, deductions from income from work to pay for a decent income when people retire. After decades of work (and exploitation), workers, male and female, should be entitled to stop and enjoy the last decade or so of life without toil…
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